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Well, it is a day or two after the accident. You are sore, in pain, and cranky. Your vehicle is damaged, and in the front yard, or worse at the car lot, incurring storage charges. What are you going to do? This would be a good time to check your insurance for available coverage, as well as to contact a competent personal injury lawyer, one with experience in automobile accidents. Your lawyer will undoubtedly need to see your insurance information, in order to help you get your car fixed.

Remember, that the at-fault driver is responsible for the property damage, and towing and storage fees resulting from their negligent conduct. Since the insurance company is paying for the car repairs, they are going to want to pay as little as possible for the repairs; however, as the vehicle owner, you have the right to take your car wherever you would like to have it fixed to your satisfaction.

If the insurance company gives you a release and asks you to sign it, do not sign it until you are sure of the following:

  1. The insurance company will cover all cost of repair to your satisfaction
  2. The insurance company will pay the repair shop in a timely fashion so that you can get your car back as soon as possible
  3. There will be no cost to you
  4. How supplemental payments for undiscovered hidden damage, not noted in the original estimate, are handeled
  5. The release clearly states, "For property damage only," so that you are not barred from bringing a personal injury claim in the future

Also, it is important to understand that although the cost of repairing your vehicle may be more than the "Fair Market Value", the insurance company will only offer you, only, the present "Fair Market Value" of the vehicle, which is much lower than the purchase price, regardless of the vehicle's intrinsic value to you. Therefore, this is a good opportunity to retain competent legal counsel to assist you with these sometimes complicated issues. Also, personal injury lawyers will generally handle property damage issues for their clients free of charge, as a professional courtesy.

Get Help With Your Car Accident Case Right Now

The call is free, the consultation is free, and we will make house calls. We will be happy to arrange an initial consultation at your convenience. It is our goal to provide you with the knowledge that you will need to better understand your personal injury claim. We will explain possible resolutions to your problems, help you understand what the law is, let you know what to expect, and make sure that you understand what path you need to take to resolve your problem.

There is never a cost to contact us. All consultations are completely free. If you hire us, there are no fees or costs if we make no recovery for you.