How Do I Get a Rental Car After a Car Accident in Tampa?
Well, it is three days after the accident, and hopefully you, or your lawyer, have had the insurance company start investigating the accident by going to where the vehicle is, and viewing the property damage first hand, in order to begin the process of fixing your car. Still in pain and stressed out, the day to day struggles of life can be overwhelming especially if you are in pain and without a car to go to work with, to pick up the kids from school with or to go grocery shopping. What do you do?
If the insurance company's investigation determines that the other driver was 100 percent at fault for the accident, then it is their obligation to put you in a rental car, for a reasonable amount of time while your vehicle is being repaired. The cost of the rental car should be paid by the at-fault driver's insurance company. If the defendant's insurance company's investigation determines that their driver was not 100 percent at fault, this would be a good time to check your own policy for rental car coverage. Problems can arise when you do not get rental car coverage on your own insurance policy and the at-fault driver's insurance company does not want to pay for your property damage, if it claims that you were partially, if not totally at fault. Thus, it is important to get rental car coverage on your automobile policy, it is cheap and very helpful if you get into an accident, and need a rental car in a hurry.
Some insurance company tactics you should be aware of include renting you a car less than comparable to the vehicle you pay to insure and/or renting you a car for a shorter period of time than you are entitled. It would be a good idea to consult with an experienced lawyer when dealing with these types of matters in order to help you achieve an equitable settlement.
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